Loan Calculator
See your full loan amortization schedule — principal vs. interest, year by year.
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yrs
How to use Loan Calculator
- 1Enter your input for loan calculator.
- 2Review the result on this page.
- 3Download or copy your result.
Frequently Asked Questions
How is this different from the EMI Calculator?
The EMI Calculator gives you a single monthly payment figure. This tool shows the full year-by-year amortization schedule — how much of your payments goes to principal versus interest over the life of the loan.
Why does more of my payment go to interest early on?
Interest is calculated on the remaining balance, which is highest at the start of the loan — so early payments are interest-heavy, shifting toward principal as the balance shrinks.
Is this tool really free?
Yes, Loan Calculator is completely free to use — no sign-up, no hidden charges.